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      • Time Account

      Time Account

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      It is time for your savings to grow even higher with ADIB Time Deposit, a Mudaraba*-based account where you can invest your funds for fixed periods of time in order to get higher returns. With ADIB Time Deposit, you receive a greater expected profit rate compared to regular savings accounts.

      • Flexible investment periods of one, three, six, twelve, and thirteen months
      • Free ADIB debit card for your current or saving account if you invest for more than one year
      • Minimum investment of IQD 120 Million (USD 100,000)

      ​
      Make the most of your savings and time. Please contact us or visit our website to open your ADIB Time Deposit account today.
      Open your​ ADIB Time Deposit​
      • Apply Now​​​​​​​​​​​​​​​​​​​


      *MUDARABA - A contract between the Group and a customer, whereby one party provides the funds (Rab Al Mal) and the other party (the Mudarib) invests the funds in a project or a particular activity and any generated profits are distributed between the parties according to the profit shares that were pre-agreed upon in the contract. The Mudarib is responsible for all losses caused by his misconduct, negligence or violation of the terms and conditions of the Mudaraba; otherwise, losses are borne by Rab Al Mal.


      Profit Rates paid for February 2017

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      29 APR 2019

      Arab Financial Inclusion Day

      Arab Financial Inclusion Day

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      The award winner presenter from CNN # John Defterios visited ADIB for an interview with our CEO

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      The award winner presenter from CNN # John Defterios visited ADIB for an interview with our CEO

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      The award winner presenter from CNN # John Defterios visited ADIB for an interview with our CEO

      The award winner presenter from CNN # John Defterios visited ADIB for an interview with our CEO

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